:root {
  --navy: #3a2742;
  --navy-deep: #a61d67;
  --blue: #a61d67;
  --accent: #6288a9;
  --gold: #a61d67;
  --rose-dark: #8f1858;
  --rose-soft: #c44383;
  --text: #25313d;
  --muted: #6c7b88;
  --line: #d9e0e6;
  --bg: #ffffff;
  --panel: #ffffff;
  --panel-alt: #f3f5f7;
  --wrapper: min(1160px, calc(100vw - 2rem));
  --shadow: 0 10px 24px rgba(16, 27, 38, 0.05);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: Arial, Helvetica, sans-serif;
  line-height: 1.65;
}

a {
  color: var(--blue);
}

img {
  display: block;
  width: 100%;
  height: auto;
}

.wrapper {
  width: var(--wrapper);
  margin: 0 auto;
}

.site-shell {
  min-height: 100vh;
}

.utility-bar {
  background: var(--navy-deep);
  color: #fff3fb;
  font-size: 0.82rem;
}

.utility-bar a {
  color: #fff3fb;
  text-decoration: none;
}

.utility-spacer {
  width: 1px;
  height: 1px;
}

.utility-action {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 2rem;
  padding: 0.35rem 0.8rem;
  border-left: 1px solid rgba(255, 255, 255, 0.18);
  border-right: 1px solid rgba(255, 255, 255, 0.18);
  background: rgba(255, 255, 255, 0.06);
  color: #ffffff;
}

.utility-bar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.5rem 0;
}

.utility-contact {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  flex-wrap: wrap;
  gap: 0;
}

.utility-item,
.utility-contact > span.utility-item,
.utility-contact > a.utility-item {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0 0.9rem;
  min-height: 2rem;
  color: #fff3fb;
}

.utility-icon {
  width: 1.08rem;
  height: 1.08rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  flex: 0 0 auto;
}

.utility-icon svg,
.utility-social svg {
  width: 100%;
  height: 100%;
  fill: currentColor;
}

.utility-social {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.35rem;
  min-height: 2rem;
  border-left: 1px solid rgba(255, 255, 255, 0.18);
  background: rgba(255, 255, 255, 0.06);
  color: #ffffff;
}

.utility-social:last-of-type {
  border-right: 1px solid rgba(255, 255, 255, 0.18);
}

.site-header {
  position: relative;
  z-index: 20;
  background: #ffffff;
  border-bottom: 1px solid var(--line);
}

.header-main {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  min-height: 4.5rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  color: var(--blue);
  text-decoration: none;
}

.brand-logo {
  width: 258px;
  max-width: 100%;
  height: auto;
}

.brand-title,
h1,
h2,
h3,
blockquote {
  font-family: Georgia, "Times New Roman", serif;
}

.site-nav {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}

.site-nav a {
  color: var(--blue);
  text-decoration: none;
  font-size: 0.95rem;
  padding-bottom: 0.45rem;
  border-bottom: 2px solid transparent;
}

.site-nav a.is-active,
.site-nav a:hover,
.site-nav a:focus-visible {
  color: var(--blue);
  border-bottom-color: var(--blue);
}

.nav-item {
  position: relative;
}

.nav-parent {
  display: inline-flex;
  align-items: center;
}

.nav-dropdown {
  position: absolute;
  top: calc(100% + 0.6rem);
  left: 0;
  display: none;
  min-width: 12rem;
  padding: 0.5rem 0;
  background: #ffffff;
  border: 1px solid #e5d0dd;
  box-shadow: var(--shadow);
}

.nav-dropdown a {
  display: block;
  padding: 0.45rem 0.85rem;
  white-space: nowrap;
  border-bottom: 0;
}

.nav-parent:hover .nav-dropdown,
.nav-parent:focus-within .nav-dropdown {
  display: block;
}

.menu-toggle {
  display: none;
  border: 1px solid var(--line);
  background: var(--panel);
  color: var(--navy);
  border-radius: 999px;
  padding: 0.7rem 1rem;
  font: inherit;
}

.hero-banner {
  background:
    linear-gradient(rgba(16, 27, 38, 0.56), rgba(16, 27, 38, 0.56)),
    url("assets/who-we-help.jpg") center/cover no-repeat;
  color: #ffffff;
  border-bottom: 1px solid #cfd7de;
}

.hero-grid {
  min-height: 31rem;
  display: grid;
  align-items: center;
  padding: 4.5rem 0;
}

.hero-copy {
  max-width: 48rem;
  padding: 1rem 0 1.75rem;
}

.hero-kicker {
  margin: 0 0 0.75rem;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.05rem;
  line-height: 1.25;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: rgba(255, 255, 255, 0.9);
}

.hero-title {
  margin: 0 0 1rem;
  max-width: 16ch;
  color: #ffffff;
  font-size: clamp(2.5rem, 5vw, 4.6rem);
  line-height: 1.02;
}

.hero-support {
  margin: 0;
  max-width: 36rem;
  font-size: 1.03rem;
  color: rgba(255, 255, 255, 0.92);
}

.page-intro {
  padding: 2.25rem 0 1rem;
}

h1 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(2rem, 4vw, 3.4rem);
  line-height: 1.12;
}

h2 {
  margin: 0 0 1rem;
  color: var(--navy);
  font-size: clamp(1.6rem, 3vw, 2.3rem);
  line-height: 1.18;
}

h3 {
  margin-top: 0;
  color: var(--navy);
  font-size: 1.15rem;
}

.lead-copy {
  margin: 0.75rem 0 0;
  max-width: 44rem;
  color: var(--muted);
}

.content-section {
  padding: 2.5rem 0 3rem;
}

.section-muted {
  background: var(--panel-alt);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.split-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
  gap: 2rem;
  align-items: start;
}

.split-section-reverse {
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
}

.media-frame,
.service-card,
.resource-card,
.longform-card,
.team-card,
.feature-card,
.contact-form-panel,
.contact-sidebar,
.team-bio-card,
.certificate-stack img {
  background: var(--panel);
  border: 1px solid var(--line);
  box-shadow: none;
}

.media-frame {
  overflow: hidden;
}

.media-frame img {
  object-fit: cover;
  aspect-ratio: 3 / 2;
}

.media-frame-soft {
  padding: 0.5rem;
}

.section-heading {
  max-width: 56rem;
  margin-bottom: 1.4rem;
}

.service-grid,
.resource-list,
.feature-grid {
  display: grid;
  gap: 1.5rem;
}

.service-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.service-card,
.resource-card,
.feature-card {
  padding: 1.25rem 1.25rem 1.1rem;
}

.service-grid-plain .service-card,
.resource-list-plain .resource-card {
  border-top: 3px solid var(--gold);
}

.text-link {
  display: inline-flex;
  margin-top: 0.5rem;
  text-decoration: none;
  font-weight: 700;
}

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  margin-top: 1.5rem;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 2.9rem;
  padding: 0.8rem 1.2rem;
  border: 1px solid var(--blue);
  background: var(--blue);
  color: #ffffff;
  text-decoration: none;
  font-weight: 700;
  cursor: pointer;
}

.button:hover,
.button:focus-visible {
  background: var(--rose-dark);
}

.button-secondary {
  background: transparent;
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.4);
}

.button-secondary:hover,
.button-secondary:focus-visible {
  background: rgba(255, 255, 255, 0.12);
}

.button-outline {
  background: transparent;
  color: var(--blue);
}

.process-section .section-heading {
  margin-bottom: 0;
}

.contact-strip {
  padding: 3rem 0;
}

.contact-shell {
  display: block;
}

.contact-form-panel,
.contact-sidebar {
  padding: 1.5rem;
}

.contact-form-panel {
  max-width: 780px;
  margin: 0 auto;
  background: #ffffff;
  border: 1px solid var(--line);
  box-shadow: 0 10px 24px rgba(16, 27, 38, 0.05);
}

.text-panel-wide {
  max-width: 100%;
}

.info-panel {
  border-top: 3px solid var(--gold);
  background: #fafbfc;
  padding: 1.25rem 1.35rem;
}

.media-frame-plain {
  background: transparent;
  border: 0;
}

.contact-form {
  display: grid;
  gap: 1rem;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.contact-form label {
  display: grid;
  gap: 0.45rem;
  font-size: 0.95rem;
  color: var(--navy);
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  border: 1px solid #c7d1d8;
  background: #ffffff;
  padding: 0.8rem 0.9rem;
  font: inherit;
  color: var(--text);
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: 2px solid rgba(98, 136, 169, 0.2);
  border-color: var(--accent);
}

.honeypot {
  position: absolute;
  left: -9999px;
}

.link-list {
  margin: 0;
  padding-left: 1.2rem;
}

.social-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
}

.link-list li + li {
  margin-top: 0.35rem;
}

.longform-stack {
  display: grid;
  gap: 1.5rem;
}

.longform-card {
  padding: 1.75rem;
}

blockquote {
  margin: 1.25rem 0;
  padding: 1rem 1.25rem;
  border-left: 4px solid var(--gold);
  background: #f8fafc;
  color: var(--navy);
  font-size: 1.05rem;
}

.about-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(220px, 0.7fr);
  gap: 1.5rem;
  align-items: start;
}

.team-bio-card {
  display: grid;
  grid-template-columns: 220px minmax(0, 1fr);
  gap: 1.5rem;
  padding: 1.5rem;
}

.team-bio-media img {
  border: 1px solid var(--line);
}

.certificate-stack {
  display: grid;
  gap: 1rem;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.5rem;
}

.team-card img {
  aspect-ratio: 4 / 3;
  object-fit: cover;
}

.team-card-body {
  padding: 1.2rem 1.3rem 1.4rem;
}

.feature-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.site-footer {
  background: #f8f5f7;
  border-top: 1px solid #e7dbe1;
}

.footer-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr) minmax(0, 0.9fr);
  gap: 1.5rem;
  padding: 2.5rem 0 1.5rem;
}

.footer-panel {
  padding: 1.35rem 1.45rem;
  background: #ffffff;
  border: 1px solid #e6dbe1;
}

.footer-panel h3 {
  margin: 0 0 0.9rem;
  color: var(--navy);
  font-size: 1.15rem;
}

.footer-panel p {
  margin: 0 0 0.8rem;
}

.footer-panel p:last-child {
  margin-bottom: 0;
}

.footer-link-list {
  margin: 0;
  padding-left: 1.1rem;
}

.footer-link-list li + li {
  margin-top: 0.32rem;
}

.footer-link-list a,
.footer-panel a {
  color: var(--blue);
}

.footer-social {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
}

.floating-broker-check {
  position: fixed;
  right: 0.95rem;
  bottom: 0.95rem;
  z-index: 39;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0;
  background: transparent;
  border: 0;
  box-shadow: none;
  text-decoration: none;
}

.floating-broker-check-logo {
  display: block;
  width: 170px;
  height: auto;
  box-shadow: 0 4px 12px rgba(15, 23, 32, 0.14);
  border-radius: 4px;
}

.scroll-top {
  position: fixed;
  right: 0.95rem;
  bottom: 4.55rem;
  z-index: 40;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.9rem;
  height: 2.9rem;
  border: 0;
  border-radius: 3px;
  background: #a61d67;
  color: #ffffff;
  cursor: pointer;
  opacity: 0;
  pointer-events: none;
  transform: translateY(8px);
  box-shadow: 0 4px 12px rgba(15, 23, 32, 0.16);
  transition: opacity 180ms ease, transform 180ms ease, background 180ms ease;
}

.scroll-top-icon {
  display: inline-block;
  width: 0.82rem;
  height: 0.82rem;
  border-top: 3px solid currentColor;
  border-left: 3px solid currentColor;
  transform: rotate(45deg) translate(2px, 2px);
}

.scroll-top.is-visible {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.scroll-top:hover,
.scroll-top:focus-visible {
  background: #8f1858;
}

.footer-copy {
  padding: 1.4rem 0 3rem;
  border-top: 1px solid #e6dbe1;
  color: var(--muted);
  font-size: 0.92rem;
}

.footer-copy p {
  margin: 0 0 1rem;
}

.blog-shell {
  display: grid;
  gap: 2rem;
}

.featured-article {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, 0.85fr);
  gap: 1.5rem;
  align-items: stretch;
}

.featured-article-card,
.blog-card,
.blog-sidebar-panel,
.article-body,
.article-sidebar-panel,
.article-cta {
  background: #ffffff;
  border: 1px solid var(--line);
}

.featured-article-copy,
.article-body,
.blog-sidebar-panel,
.article-sidebar-panel,
.article-cta,
.blog-card-body {
  padding: 1.5rem;
}

.featured-article-copy {
  display: grid;
  align-content: center;
}

.featured-article-media img {
  height: 100%;
  min-height: 100%;
  object-fit: cover;
  aspect-ratio: 4 / 3;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  margin-bottom: 0.8rem;
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.11em;
  text-transform: uppercase;
}

.blog-title-link {
  color: var(--navy);
  text-decoration: none;
}

.blog-title-link:hover,
.blog-title-link:focus-visible {
  color: var(--blue);
}

.post-meta {
  margin: 0 0 0.8rem;
  color: var(--muted);
  font-size: 0.92rem;
}

.tag-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 1rem 0 0;
}

.tag {
  display: inline-flex;
  align-items: center;
  min-height: 1.9rem;
  padding: 0.2rem 0.7rem;
  background: #f7edf4;
  border: 1px solid #ead4df;
  color: var(--blue);
  font-size: 0.84rem;
  text-decoration: none;
}

.blog-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 320px);
  gap: 1.5rem;
  align-items: start;
}

.blog-list {
  display: grid;
  gap: 1.25rem;
}

.blog-card {
  overflow: hidden;
}

.blog-card-grid {
  display: grid;
  grid-template-columns: 220px minmax(0, 1fr);
}

.blog-card-media img {
  height: 100%;
  object-fit: cover;
  aspect-ratio: 4 / 3;
}

.blog-card-body h2,
.blog-card-body h3 {
  margin-bottom: 0.6rem;
}

.blog-card-body p:last-child,
.blog-sidebar-panel p:last-child,
.article-sidebar-panel p:last-child,
.article-cta p:last-child {
  margin-bottom: 0;
}

.blog-sidebar-panel h3,
.article-sidebar-panel h3,
.article-cta h3 {
  margin-bottom: 0.8rem;
}

.sidebar-list {
  margin: 0;
  padding-left: 1.1rem;
}

.sidebar-list li + li {
  margin-top: 0.45rem;
}

.article-header {
  padding: 2.25rem 0 1rem;
}

.article-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 1.5rem;
  align-items: start;
}

.article-body h2 {
  margin-top: 2rem;
}

.article-body h3 {
  margin-top: 1.4rem;
}

.article-body p,
.article-body ul,
.article-body ol {
  margin: 0 0 1rem;
}

.article-body ul,
.article-body ol {
  padding-left: 1.25rem;
}

.article-body blockquote {
  margin: 1.4rem 0;
  padding: 1rem 1.1rem;
  border-left: 4px solid var(--blue);
  background: #faf5f8;
  color: var(--navy);
}

.article-kicker {
  margin-bottom: 0.8rem;
}

.article-title {
  margin-bottom: 0.7rem;
  max-width: 18ch;
}

.article-intro {
  max-width: 48rem;
  color: var(--muted);
  font-size: 1.02rem;
}

.article-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  margin-top: 1.25rem;
}

.article-cta {
  margin-top: 1.5rem;
}

.article-back {
  display: inline-flex;
  margin-bottom: 1rem;
  font-weight: 700;
  text-decoration: none;
}

@media (max-width: 1024px) {
  .utility-bar-inner,
  .split-section,
  .split-section-reverse,
  .about-hero,
  .team-bio-card,
  .featured-article,
  .blog-layout,
  .article-layout,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .header-main {
    display: grid;
    padding: 1rem 0;
  }

  .service-grid,
  .feature-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .blog-card-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  .site-header {
    position: relative;
  }

  .utility-contact {
    justify-content: flex-start;
    gap: 0.35rem 0;
  }

  .utility-item,
  .utility-contact > span.utility-item,
  .utility-contact > a.utility-item {
    padding-left: 0;
  }

  .floating-broker-check {
    right: 0.75rem;
    bottom: 0.75rem;
  }

  .floating-broker-check-logo {
    width: 152px;
  }

  .scroll-top {
    right: 0.75rem;
    bottom: 4.1rem;
  }

  .menu-toggle {
    display: inline-flex;
    justify-self: end;
  }

  .site-nav {
    display: none;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.8rem;
    padding-top: 0.5rem;
  }

  .site-nav.is-open {
    display: flex;
  }

  .nav-parent {
    width: 100%;
    display: grid;
    gap: 0.35rem;
  }

  .nav-dropdown {
    position: static;
    display: block;
    min-width: 0;
    padding: 0.2rem 0 0 0.8rem;
    border: 0;
    box-shadow: none;
    background: transparent;
  }

  .nav-dropdown a {
    padding: 0.2rem 0;
  }

  .hero-grid {
    min-height: 22rem;
    padding: 3.5rem 0;
  }

  .service-grid,
  .team-grid,
  .feature-grid,
  .form-grid {
    grid-template-columns: 1fr;
  }

  .team-bio-card {
    padding: 1rem;
  }

  .team-bio-media {
    max-width: 220px;
  }

  .brand-logo {
    width: 222px;
  }
}